RaboSaver
RaboSaver makes it easy to move money around your accounts.
Interest Rate
%
p.a.
- Interest calculated daily and paid monthly
- No account fees
- Unlimited deposits & withdrawals
NoticeSaver
Earn a variable interest rate by providing 60 days' notice each time you make a withdrawal.
Interest Rate
%
p.a.
- Add to your balance and make withdrawals at any time^
- No account fees
- No minimum balance
PremiumSaver
Earn a premium interest rate if you increase your balance by $50 per month.*
Variable rate up to
%
p.a.
- Premium interest for growing your savings up to $100k*
- Money is on call
- No account fees or minimum balance
Term Deposit
Start with as little as $1,000 and choose a term that suits you from 1 month up to 5 years.
12 month term
%
p.a.
- Fixed interest rate and term
- Minimum Term Deposit amount of only $1000
- Option for regular interest payments on terms 1 year and over
^ A 60 day notice period applies prior to each withdrawal
* If the required $50 monthly balance increase excluding interest paid during that month is achieved. The standard RaboSaver rate applies to the portion of the PremiumSaver balance over $100,000 and up to $5 million. If the required $50 monthly balance increase is not achieved, a rate of % p.a. will apply to the total PremiumSaver balance for that month up to $5 million.
Open a Rabobank Online Savings Account
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Make sure you have a valid Driver's Licence or Passport, your mobile phone and your IRD number.
Our Contact Centre Team is ready to take your call, Monday to Friday, 8am - 6pm (NZT)
Have questions?
No. Rabobank Online Savings is fully-online and with our simple onboarding process, we can have your account set-up in no time.
If you have questions about creating an Online Savings account , our New Zealand / Australian based Contact Centre team are available to assist on 0800 22 44 33, Monday – Friday, 8am – 6pm or you can get in touch via our contact form.
No. Rabobank prides itself on offering customers no set-up or monthly fees on all of our savings accounts. However, if you wish to break a Term Deposit prior to maturity, you may incur an early withdrawal fee for this.
No. As the name suggests, Rabobank Online Savings is just for savings so you can still maintain your current transactional bank account for your daily banking. If you wish to withdraw your funds from a Rabobank Online Savings account, simply transfer your funds into your nominated account (this is your daily transactional bank account).
Rabobank currently does not allow new customers to open an account through the Online Savings mobile app. To start an application, follow our easy application process here. Once you’ve created an account, you’ll then be able to open new savings accounts, set-up Term Deposits and manage your account using our mobile app.
Yes. Existing customers can open all of our Savings and Term Deposit accounts online or through the Rabobank Online Savings NZ app. For new customers, please apply online through our website application. It’s easy to get set up and will only take around 5 minutes.
Rabobank Online Savings utilises a Secure Code generator on the mobile app as a multi-factor authentication tool to enhance the security of your account. Once set-up, the Secure Code makes accessing internet banking easy! To learn more, visit our Secure Code webpage.
From 1 July 2025, the Depositor Compensation Scheme (DCS) will protect depositors up to $100,000 per eligible client in the unlikely event of a failure. To learn more about what Rabobank products are eligible, see our DCS webpage.
Rabobank New Zealand Limited has a current credit rating of ‘A’ from Standard & Poors. For more information on our credit rating, refer to our latest Disclosure Statement.
For more information on credit ratings, you can also visit Reserve Bank of New Zealand website.