All In One features
- Freedom to pay down debt in good times with no penalties if you repay your variable rate loan early
- Ability to access capital quickly by redrawing funds when you need them, without penalty
- Flexibility to adjust your repayments to alleviate any cash-flow pressures
- Range of interest rates can be fixed online or by phone on any portion of the loan for 30 days to 5 years (with no further documentation) including forward bookings, giving you greater control over your interest rate costs
- Multiple All In One accounts are available
- Choice of phone, online banking and mobile banking plus you can link Debit MasterCards to the account
Benefits to your business
- Easier reduction of core debt. Save time transferring money between accounts and reduce interest as income automatically goes against debt, reducing your loan balance.
- More control. It’s self managed, essentially acting like a revolving line of credit.
- Easier to manage. Removes the need to apply for and manage individual loans. Ideal for cash flow management and maximising efficiency of busy, time poor farmers.
- Pay interest when it suits. Interest payments can be timed to suit your peak income periods with no minimum repayment as long as you remain within your loan limit.
- Ability to plan long term with an interest-only loan period of up to 15 years.
Find out how the All In One stacks up against your existing facilities.
Chat with an Agribusiness Manager today
With 27 offices across New Zealand, our dedicated team of Agribusiness Managers understand the unique challenges and opportunities in the rural sector. Whether you are looking to grow, diversify, or simply need a specialist – we’re here to help.
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Whether you're in the greater north or the deep south, we have agribusiness managers across the country who are happy to help.
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See how the All In One Account could help your business.