Just a heads up, our Online and Mobile Banking will be offline for scheduled maintenance between 12:00 am to 8:00 am on 2nd of June 2024.
We apologise for any inconvenience.

100% of deposits fund New Zealand agribusiness

Rural Deposits

Our range of deposit options can help you save in a way that’s right for you. Manage your cash yourself with an online savings or investment account. Or we can help you manage it with one of our term deposit accounts.

Plus you'll be helping other New Zealand farmers at the same time, as 100% of our deposits fund local agribusiness in the form of rural loans.

Call Deposits

This on-call deposit account gives you an easy way to invest extra cash, while still being able get your hands on it anytime you need it.

Top benefits:

  • Same day access to your money
  • Competitive interest rates to keep your cash reserves growing

Main features:

  • Start with as little as $1,000
  • No account fees or services charges (government taxes may apply)
  • Interest is calculated daily, credited monthly and compounded for maximum investment growth
  • Negotiable interest rates on deposits over $500,000

Term Deposits

With a Term Deposit, you can make the most of your money with fixed returns to maximise your savings.

Top benefits:

  • Term Deposits from $5000
  • Regular interest payments
  • Easy to manage your money with online banking
  • Option to reinvest automatically

Main features:

  • Start with as little as $5,000
  • Terms from 1 month to 5 years
  • Tiered interest structure options to give you maximum returns or help your cash flow
  • Negotiable interest rates on deposits over $500,000

Rabobank Online Savings

As the name suggests, Rabobank Online Savings specialises in savings. When you bank with us, you can choose from a range of flexible savings options to best suit your needs and goals whether it's small amounts often, or larger sums over longer periods.

You can do it all online, including opening an account, supported by our Wellington based customer service team.

You can get the best of both banking worlds: be a Rabobank Online Savings customer while using your current bank for those usual banking products like EFTPOS, credit cards and home loans.

Rabobank Online Savings is a division of Rabobank. 100% of savings with Online Savings helps to fund Kiwi farmers and food producers, bringing food to tables here and overseas.

Main features:

  • Our most competitive rates
  • Manage your savings online
  • No account keeping fees
  • Easy access

Money deposited with Rabobank New Zealand Limited after 30 April 2015 is not guaranteed by its parent company, Rabobank (Coöperatieve Rabobank U.A.)