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With millions of agribusiness clients across 40 countries, an international research and insights division comprising 80 dedicated analysts and 220 rural bankers here in New Zealand, as our client you will enjoy ready access to our in-depth industry knowledge, research and strong global and local networks, providing your business with a source of competitive advantage. And of course, you’ll benefit from specialised financial solutions specifically tailored to your needs.

Corporate lending

Our corporate lending solutions are built to be flexible, and can be tailored to a client's specific needs. We offer everything from working capital finance for year-round requirements, to refinancing for improved debt structuring.


Asset Based Finance

Asset Based Finance offers corporates tailored asset-backed working capital solutions to unlock cash trapped in receivables and inventory, as well as flexible working capital solutions for their suppliers. Our integrated product offering includes securitised asset based lending, receivables purchase facilities, inventory finance, portfolio finance and supplier finance.

Solutions align with client business models and operations often delivering strategic benefits that enable market penetration, balance sheet management and seasonal finance. Through a structured approach, we offer an economic funding alternative.

Trade finance

Find out how our team of Corporate Banking specialists can help you   Talk to us


We have a dedicated Debt Capital Markets group to service the strategic, financial and capital raising needs of our corporate clients. We can help with capital structuring and bond origination/public bond issues. Corporate risk solutions are also an integral part of what we provide. That’s because we believe client interests are best served by understanding all the variables that can impact the outcome of any funding exercise.

Capital Markets

Trade & Commodity Finance (TCF)

We give specialist advice to corporates across the food and agribusiness supply chain. The core capability of TCF is thorough understanding of the dynamics of the trade flow – unlocking value by determining and converting risks in the supply chain into mutually profitable opportunities and solutions. These are specifically tailored to suit a client’s supply chain, the underlying credit base, commodity to be traded, geography traversed and the risks inherent to the business.

TCF has a dual role, being responsible for managing relationships with global commodity traders active in the New Zealand Food & Agribusiness Sector, combined with trade and commodity finance product specialisation which supports local corporate clients. We work on meeting the import, export or commodity inventory finance needs of a range of traders and corporate clients, with a focus on the direct relationship between the value of the commodity financed and its flow through the supply chain/trade flow cycle.

This enables TCF to provide tailored finance solutions which assist the client manage risks in an efficient and cost-effective manner.

Business Banking