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We're updating our General Terms and Conditions for Accounts and Terms and Conditions for Rabobank Deposits (effective 30 November 2025). Please click here for more information on the changes.

Following the recent OCR rate decrease, the Rabobank Loan Variable Rate will reduce by 0.15% p.a., effective on and from Tuesday, 2 December 2025.

Business Interest Rates

The rates below apply to Business Accounts, being accounts held by Companies, Partnerships, Sole Traders, and customers with existing Trusts.

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Business Term Deposits - Monthly Interest

Last updated: 

 

Term$1,000 - $50,000$50,000.01 - $100,000$100,000.01 - $1,000,000        $1,000,000.01 - $5,000,000  Interest paid    
1 month----Monthly
3 months----Monthly
6 months----Monthly
9 months----Monthly
1 year%%%%Monthly
15 months%%%%Monthly
18 months%%%%Monthly
2 years%%%%Monthly
3 years%%%%Monthly
4 years%%%%Monthly
5 years%%%%Monthly

The interest rates shown are based on percentages per annum (p.a), based on interest paid monthly, and are displayed before the deduction of taxes. Interest rates are subject to change without notice. Rabobank Online Savings does not offer a compounding interest option for Term Deposits. 

Interest payments are paid on maturity only for terms up to 18 months, and annually for terms 2 years or greater.   

For rates on Term Deposits over $5 million please call us on 0800 22 44 33. Early withdrawal fees may apply. Refer to the Rabobank Online Savings Terms & Conditions for more information. 

Business Term Deposits - Quarterly Interest

Last updated: 

 

Term$1,000 - $50,000$50,000.01 - $100,000$100,000.01 - $1,000,000        $1,000,000.01 - $5,000,000  Interest paid    
1 month----Quarterly
3 months----Quarterly
6 months----Quarterly
9 months----Quarterly
1 year%%%%Quarterly
15 months%%%%Quarterly
18 months%%%%Quarterly
2 years%%%%Quarterly
3 years%%%%Quarterly
4 years%%%%Quarterly
5 years%%%%Quarterly

The interest rates shown are based on percentages per annum (p.a), based on interest paid quarterly, and are displayed before the deduction of taxes. Interest rates are subject to change without notice. Rabobank Online Savings does not offer a compounding interest option for Term Deposits. 

Interest payments are paid on maturity only for terms up to 18 months, and annually for terms 2 years or greater.   

For rates on Term Deposits over $5 million please call us on 0800 22 44 33. Early withdrawal fees may apply. Refer to the Rabobank Online Savings Terms & Conditions for more information. 

Business Term Deposits - Six-Monthly Interest

Last updated: 

 

Term$1,000 - $50,000$50,000.01 - $100,000$100,000.01 - $1,000,000        $1,000,000.01 - $5,000,000  Interest paid    
1 month----Six-Monthly
3 months----Six-Monthly
6 months----Six-Monthly
9 months----Six-Monthly
1 year%%%%Six-Monthly
15 months----Six-Monthly
18 months%%%%Six-Monthly
2 years%%%%Six-Monthly
3 years%%%%Six-Monthly
4 years%%%%Six-Monthly
5 years%%%%Six-Monthly

The interest rates shown are based on percentages per annum (p.a), based on interest paid six-monthly, and are displayed before the deduction of taxes. Interest rates are subject to change without notice. Rabobank Online Savings does not offer a compounding interest option for Term Deposits. 

Interest payments are paid on maturity only for terms up to 18 months, and annually for terms 2 years or greater.

For rates on Term Deposits over $5 million please call us on 0800 22 44 33. Early withdrawal fees may apply. Refer to the Rabobank Online Savings Terms & Conditions for more information.