Term Deposits
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Invest with as little as $1,000 and choose a term that suits you from 1 month and up to 5 years.
Term Deposits are available to Personal, Children's, Business and existing Trust^ accounts.
| Terms | Standard interest† | Monthly (interim) | Quarterly (interim) | Six-monthly (interim) |
|---|---|---|---|---|
| 1 month | % | - | - | - |
| 3 months | % | - | - | - |
| 6 months | % | - | - | - |
| 9 months | % | - | - | - |
| 1 year | % | % | % | % |
| 15 months | % | % | % | - |
| 18 months | % | % | % | % |
| 2 years | % | % | % | % |
| 3 years | % | % | % | % |
| 4 years | % | % | % | % |
| 5 years | % | % | % | % |
Rabobank Online Savings terms and conditions apply. Interest rates are subject to change.
† Standard Interest payments are paid on maturity only for terms up to 18 months, and annually for terms 2 years or greater. All interest rates on this page are percentage per annum (p.a.) and are shown before the deduction of taxes. Rabobank Online Savings does not currently offer a compounding interest option for Term Deposits. The interest rates listed here are for deposits up to $5 million and are subject to change without notice. Minimum investment is $1,000.00. For rates on deposits over $5 million please call us on 0800 22 44 33. Early withdrawal fees may apply. Refer to the Rabobank Online Savings Terms & Conditions for more information.
^Please take note that we no longer accept applications for new Trust customers and the Savings Rates shown here apply to existing account holders only.
NoticeSaver
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Earn a great variable interest rate by providing 60 days' notice each time you wish to make a withdrawal.
| Account types | Interest rate | Notice period | Minimum balance | Fees |
|---|---|---|---|---|
| Personal | % | 60 days*** | $0 | None |
| Children's | % | 60 days*** | $0 | None |
| Trust | % | 60 days*** | $0 | None |
| Business | % | 60 days*** | $0 | None |
Rabobank Online Savings terms and conditions apply. Interest rates are subject to change.
*** 60 days' notice must be given each time you wish to withdraw funds from your account. See the NoticeSaver page for more information.
PremiumSaver
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Earn a premium interest rate if you increase your balance by $50 per month.**
Account types | Maximum rate | Minimum rate | Wthdrawals | Fees | Bonus Criteria |
|---|---|---|---|---|---|
| Personal | %* | % | Unlimited | None | Increase balance by $50 per month ** |
| Children's | %* | % | Unlimited | None | Increase balance by $50 per month ** |
Rabobank Online Savings terms and conditions apply. Interest rates are subject to change.
* On balances up to $100,000. Any balances above this up to $5 million will earn the standard RaboSaver rate.
**If the required minimum $50 monthly balance increase is not achieved, a rate of p.a. will apply to the total PremiumSaver balance for that month.
RaboSaver + PurposeSaver
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RaboSaver makes it easy to move money around into other accounts and still get a competitive rate.
| Account types | Tier 1 ($0 - $5m) | Tier 2 ($5m plus) | Minimum balance | Fees | Withdrawal penalties |
|---|---|---|---|---|---|
| Personal | % | % | $0 | None | None |
| Children's | % | % | $0 | None | None |
| Trust | % | % | $0 | None | None |
| Business | % | % | $0 | None | None |
Rabobank Online Savings terms and conditions apply. Interest rates are subject to change.