Our communication platform will be offline for scheduled maintenance from 9pm - 11pm 1 December. There will be minor disruptions to customers receiving SMS verification codes during this time.

We're updating our General Terms and Conditions for Accounts and Terms and Conditions for Rabobank Deposits (effective 30 November 2025). Please click here for more information on the changes.

Following the recent OCR rate decrease, the Rabobank Loan Variable Rate will reduce by 0.15% p.a., effective on and from Tuesday, 2 December 2025.

Business Term Deposits

Last updated: 

Lock money away with a Term Deposit and choose a term that suits you from 1 month, up to 5 years.

The rates below apply to Business Accounts, being accounts held by Companies, Partnerships, Sole Traders, and existing Trusts.

 

Term$1,000 - $50,000$50,000.01 - $100,000$100,000.01 - $1,000,000        $1,000,000.01 - $5,000,000  Interest paid    
1 month%%%%At maturity
3 months%%%%At maturity
6 months%%%%At maturity
9 months%%%%At maturity
1 year%%%%At maturity
15 months%%%%At maturity
18 months%%%%At maturity
2 years%%%%At maturity
3 years%%%%At maturity
4 years%%%%At maturity
5 years%%%%At maturity

The interest rates above are based on interest paid at maturity, are percentage per annum (p.a.) and are show before the deduction of taxes. Interest rates are subject to change without notice.

Rabobank Online Savings does not offer a compounding interest option for Term Deposits. 

For rates on deposits over $5 million please call us on 0800 22 44 33. Early withdrawal fees may apply. Refer to the Rabobank Online Savings Terms & Conditions for more information. 

Interest payments are paid on maturity only for terms up to 18 months, and annually for terms 2 years or greater.   

Business NoticeSaver

A NoticeSaver account requires you to provide 60 days' notice each time you wish to make a withdrawal.

Interest Rate

%

 

p.a.*

  • Add to your balance at any time and make withdrawals by giving 60 days' notice
  • Great for tucking money away
  • No account fees or minimum balance

Business RaboSaver

RaboSaver makes it easy to access your money and the flexibility to move your funds around right when you need it.

Interest Rate

 

p.a.*

  • Unlimited deposits and withdrawals on call when you need to
  • Funds are on-call
  • No account fees or minimum balance

*Applies to balances up to $5,000,000. Rabobank Online Savings terms, conditions and eligibility criteria apply. Interest rates apply to Companies, Partnerships and Sole Traders, and are subject to change.