Why choose an All In One Account?
One loan account
Replace overdrafts, term loans, equipment finance or other bespoke lending with one loan account.
Pay less interest
Every dollar paid in immediately reduces your variable loan balance – reducing the amount of interest you pay.
Anywhere, anytime
No waiting, no hassle, putting you in control from your mobile or desktop.
Flexible fixed interest rates
Fix your interest rates for 30 days to 5 years, with no additional paperwork.
Benefits to your business
- One account, easier core debt reduction. Save time as there’s no need to transfer money between accounts and pay less interest as any income received into the All in One Account immediately reduces your variable loan balance.
- More control. It’s self-managed, essentially acting like a revolving line of credit.
- Easier to manage. Remove the need to apply for and manage individual loans. Ideal for cash flow management and maximising efficiency. It's built for farmers.
- Pay interest when it suits. Interest payments can be timed to suit your peak income periods with no minimum repayment as long as you remain within your loan limit.
- Ability to plan long term with an interest-only loan period of up to 15 years, giving you greater control.
Get in touch with our team
With 27 offices across New Zealand, our dedicated team of Agribusiness Managers understand the unique opportunities in the rural sector. Whether you are looking to grow, diversify, or simply need an agri specialist – we’re here to help.
