Sheep & Beef Farm Loans
Whether you're financing livestock purchases, reviewing existing lending, purchasing another block, investing in infrastructure or planning for succession, Rabobank provides specialist banking and finance solutions designed for New Zealand sheep and beef farmers.
Our Rural Managers understand how sheep and beef businesses operate and can support you at every stage of your farming journey. Talk to an agribusiness specialist about how we can help grow your business.
Our expertise, your advantage
Our Rural Managers are supported by specialist agricultural analysts, industry research and global market insights, helping sheep and beef farmers make informed decisions through changing market conditions.
"New Zealand remains well positioned in a world where beef is increasingly scarce. While demand growth may become more selective as consumers adjust to higher prices, the dominant global theme remains constrained supply." Jen Corkran, Senior Animal Protein Analyst, RaboResearch. Agribusiness Monthly, August 2026
The All In One loan account is the ultimate farmers account
Banking designed for sheep and beef farming
Income doesn't always arrive evenly throughout the year. Livestock sales, seasonal fluctuations and market cycles can all affect cashflow and investment decisions.
The Rabobank All In One loan account gives sheep and beef farmers the control to manage lending and cashflow more effectively by bringing everyday banking and lending together in one account.
Terms, conditions and lending criteria apply.
Benefits for sheep & beef farmers
Helping our clients grow
Chattan Farm, Bay of Plenty
680 hectares | 5,000 stock units
Sheep and beef production is at the heart of Chattan Farm. Alongside sheep and cattle, the Mackintosh family has diversified into dairy grazing, forestry and agri-tourism, creating a business designed to manage risk and support long-term growth.
"For the Mackintosh Family the evolving diversity of their operations is part of a risk management strategy."
Every farming business is different. Whether you're financing livestock purchases, reviewing existing lending, investing in growth or planning for succession, our Rural Managers can help you explore the options available to your business.
Talk to a Rural Manager today
Put our sheep and beef expertise to work.
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We're here to help
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Contact your local Rabobank Rural Manager and discuss your lending requirements. We'll take the time to understand your agribusiness, future plans and goals, then work with you to explore the lending options that may suit your needs.
Lending is subject to lending criteria, terms and conditions and approval processes.
Commodity prices and market conditions can change over time, and agribusinesses may need support through both strong and challenging periods.
Rabobank combines specialist agribusiness banking expertise with industry research, market insights and local Rural Managers who understand the opportunities and challenges facing New Zealand farming businesses.
By taking a long-term view, we work alongside our clients to help them navigate changing conditions, manage risk and plan for the future.
Lending is subject to lending criteria, terms and conditions, and approval processes.
We offer flexible lending structures and may be able to tailor facilities to suit different business needs, including livestock and land-related funding requirements.
Any lending solution will depend on your individual circumstances and is subject to our lending criteria, terms and conditions and approval processes.
Talk with your local Rabobank Rural Manager.
Commodity prices and farm income can fluctuate over time. If circumstances change, we encourage our clients to speak with their local Rural Manager as early as possible.
We work closely with our clients to understand their situation and may review lending arrangements to ensure they remain appropriate for the needs of the business.
Any changes to lending arrangements are subject to our lending criteria, terms and conditions, and approval processes.
Sheep and beef farming businesses often have seasonal cash flow and production cycles that differ from those of many other businesses. When assessing lending requirements, Rabobank takes these factors into account, recognising that farmers may need lending structured around their agribusiness.
We work to understand your production cycle, business strategy and long-term plans to help determine a lending solution that aligns with the needs of your operation.
For businesses with seasonal or irregular cash flow, Rabobank's All In One loan account may also help reduce interest costs by allowing surplus funds from livestock sales or other income to offset the loan balance, reducing the amount of interest charged while those funds remain in the account. Likewise it provides a flexible and competitive facility for trading stock purchases.
Lending is subject to lending criteria, terms and conditions, and approval processes.