Electronic Payment Processing Changes
A banking industry change to how electronic payments are processed means that, from 28 November 2016, all electronic payments between banks will be treated as immediately cleared funds. The change affects automatic payments, internet banking payments and direct credits, but not direct debits.
The change means that no payment will leave your account unless, at the time of the intended payment, there are sufficient cleared funds in your account to cover the payment.
IMPORTANT: For Automatic Payments from your account, covering funds will need to be in your account before the previous day's processing cut-off time of 8.45pm.
Electronic payments into your account will be immediately available to you.
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