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NZ agibusiness

Supporting
NZ agribusiness


Community

Helping rural
communities to thrive

Economy, Markets, Trade

Our insights,
your advantage

Our people

Contact your local
Agribusiness Manager

Flexibility and convenience

  • Freedom to pay down debt in good times with no penalties if you repay your variable rate loan early
  • Ability to access capital quickly by redrawing funds when you need them, without penalty
  • Flexibility to adjust your repayments to alleviate any cash-flow pressures
  • Range of interest rates can be fixed online or by phone on any portion of the loan for 30 days to 5 years (with no further documentation) including forward bookings, giving you greater control over your interest rate risk
  • Multiple All In One accounts are available
  • Choice of phone, online banking and mobile banking plus you can link Debit MasterCards to the account

Making life easier

  • Easier reduction of core debt Save time transferring money between accounts and reduce interest as income automatically goes against debt, reducing your loan balance.
  • More control It’s self managed, essentially acting like a revolving line of credit.
  • Easier to manage Removes the need to apply for and manage individual loans. Ideal for cash flow management and maximising efficiency of busy, time poor farmers. 
  • Pay interest when it suits Interest payments can be timed to suit your peak income periods with no minimum repayment as long as you remain within your loan limit.
  • Ability to plan long term with an interest-only loan period of up to 15 years.

Level up your financials

We’re passionate about supporting our farmers and helping them achieve their goals, that’s why we have partnered with Figured and Farm Focus to offer eligible clients a discount on their chosen software package.

Both financial software options offer management, reporting and planning functionality, giving farmers the tools they need to help them make better, more informed decisions about their business.



Farm Focus


Farming software





Find out how the All In One stacks up against your existing facilities.

Talk to an Agri-Manager Grow your Agribusiness