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All In One

Flexibility and convenience

  • Freedom to pay down debt in good times with no penalties if you repay your variable rate loan early
  • Ability to access capital quickly by redrawing funds when you need them, without penalty
  • Flexibility to adjust your repayments to alleviate any cash-flow pressures
  • Range of interest rates can be fixed online or by phone on any portion of the loan for 30 days to 5 years (with no further documentation) including forward bookings, giving you greater control over your interest rate risk
  • Trade facility so you can buy goods in foreign currencies through a single account
  • Choice of phone, online banking and mobile banking plus Debit MasterCard and cheque book facilities
  • Multiple All In One accounts are available

Making life easier

  • Easier reduction of core debt Save time transferring money between accounts and reduce interest as income automatically goes against debt, reducing your loan balance.
  • More control It’s self managed, essentially acting like a revolving line of credit.
  • Easier to manage Removes the need to apply for and manage individual loans.
    Ideal for cash flow management and maximising efficiency of busy, time poor farmers. 
  • Pay interest when it suits Interest payments can be timed to suit your peak income periods with no minimum repayment as long as you remain within your loan limit.
  • Ability to plan long term with an interest-only loan period of up to 15 years.

Find out how the All In One account can help your farm, chat with your local Rural Manager today