Rural Deposits

Call Deposits

This on-call deposit account gives you an easy way to invest extra cash, while still being able get your hands on it anytime you need it.

Top benefits:

• Same day access to your money
• Competitive interest rates to keep your cash reserves growing

Main features:

• Start with as little as $1,000
• No account fees or services charges (government taxes may apply)
• Interest is calculated daily, credited monthly and compounded for maximum investment growth
• Negotiable interest rates on deposits over $500,000

Download application

Term Deposits

With a Term Deposit, you can make the most of your money with fixed returns to maximise your savings.

Top benefits:

• Term Deposits from $5000
• Regular interest payments
• Easy to manage your money with online banking
• Option to reinvest automatically

Main features:

• Start with as little as $5,000
• Terms from 1 month to 5 years
• Tiered interest structure options to give you maximum returns or help your cash flow
• Negotiable interest rates on deposits over $500,000

Download application

  RaboDirect

Feel good about your savings

Saving with RaboDirect not only helps you achieve your savings goals, you’re also helping New Zealand farmers grow. That’s because every customer deposit saved with RaboDirect is used to support local farmers to bring food to our tables.

Plus get email and phone support from our friendly, award winning team in Wellington.

Top benefits:

• Our most competitive rates
• Manage your cash online.
• No account keeping fees
• Easy access

Find out more