Equipment finance

Get your hands on

the gear you need

With up to 100% finance available for agricultural plant, equipment and business vehicles, including highly flexible repayment terms, we can help you get your hands on the best new and used machinery. So you can take advantage of rapid advances in technology, while minimising the impact on your cash flow.

Our Equipment Finance is available for:

• Tractors, harvesters, on-farm storage/silos, haymaking/silage, swathing, spraying, irrigation, seeding and tillage equipment.
• Business vehicles, ATVs, 4WDs, trucks, earthmoving and material-handling equipment.

• Milk vats, dairy equipment, automatic feed units and grain storage bins.
• Fruit picking and grading equipment, spraying units and spreaders.
• Grape harvesters, spraying equipment and processing equipment associated with viticulture.
• Quality used plant and equipment, subject to age limitations.

We can give you:

• Up to 100% finance, to approved applicants.
• Competitive fixed interest rates for the duration of your contract. Protects against interest rate movements and helps with cash flow management.
• Lock in your interest rate up to 12 months in advance of equipment delivery (for equipment purchases of $100,000 or more, for approved applicants)
• Simple documentation providing a straight-forward solution for all your equipment finance needs.

We also make it easy to:

• Tailor the amount and frequency of repayments/rentals to suit your farm’s peak income periods.
• Structure payments relative to the decrease in the equipment’s value over its estimated useful life, to spread costs over the productive life of the equipment and minimise the impact on cash flow.
• Renew agreements at the end of the contract period, subject to approval.