Online Savings interest rates

Term Deposits

Invest with as little as $1,000 and choose a term that suits you from 1 month and up to 5 years.
Term Deposits are available to Personal, Children's, Trust^ & Business^ accounts.

Terms	Standard interest^†	Monthly (interim)	Quarterly (interim)	Six-monthly (interim)	Minimum investment	Account fees
1 month	3.50%	-	-	-	$1,000	None
3 months	5.05%	-	-	-	$1,000	None
6 months	6.15%	-	-	-	$1,000	None
9 months	6.20%	-	-	-	$1,000	None
1 year	6.30%	6.13%	6.16%	6.20%	$1,000	None
15 months	6.20%	6.03%	6.06%	-	$1,000	None
18 months	6.10%	5.94%	5.97%	6.01%	$1,000	None
2 years	6.10%	5.94%	5.97%	6.01%	$1,000	None
3 years	5.90%	5.75%	5.77%	5.82%	$1,000	None
4 years	5.85%	5.70%	5.73%	5.77%	$1,000	None
5 years	5.75%	5.60%	5.63%	5.67%	$1,000	None

^† Standard Interest payments are paid on maturity only for terms up to 18 months, and annually for terms 2 years or greater. Rabobank Online Savings does not currently offer a compounding interest option for Term Deposits. The interest rates listed here are for deposits up to $5 million. For rates on deposits over $5 million please call us on 0800 22 44 33.

^Please take note that we no longer accept applications for new Business or Trust customers and the Savings Rates shown here apply to existing account holders only.

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NoticeSaver

Earn a great variable interest rate by providing 60 days' notice each time you wish to make a withdrawal.

Account types	Interest rate	Notice period	Minimum balance	Fees
Personal	5.40%	60 days***	$0	None
Children's	5.40%	60 days***	$0	None
Trust^	5.40%	60 days***	$0	None
Business^	5.40%	60 days***	$0	None

*** 60 days' notice must be given each time you wish to withdraw funds from your account. See the NoticeSaver page for more information.

^Please take note that we no longer accept applications for new Business or Trust customers and the Savings Rates shown here apply to existing account holders only.

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PremiumSaver

Earn a premium interest rate if you increase your balance by $50 per month.**

Account types	Maximum rate	Minimum rate	Withdrawals	Fees	Bonus criteria
Personal	5.25%*	2.50%	Unlimited	None	Increase balance by $50 per month **
Children's	5.25%*	2.50%	Unlimited	None	Increase balance by $50 per month **

RaboSaver + PurposeSaver

RaboSaver makes it easy to move money around into other accounts and still get a competitive rate.

Account types	Tier 1 ($0 - $5m)	Tier 2 ($5m plus)	Minimum balance	Fees	Withdrawal penalties
Personal	4.25%	3.90%	$0	None	None
Children's	4.25%	3.90%	$0	None	None
Trust^	4.25%	3.90%	$0	None	None
Business^	4.25%	3.90%	$0	None	None

^Please take note that we no longer accept applications for new Business or Trust customers and the Savings Rates shown here apply to existing account holders only.

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