Deposit Rates 
 
 
For current rates:

For information on the RaboDirect high interest saving account, term deposits and managed funds, visit www.RaboDirect.co.nz.

 

Rabobank New Zealand Limited's disclosure statement and term deposit investment statement are available at www.Rabobank.co.nz. Investment statements for managed funds and term deposits available through the RaboDirect division of Rabobank New Zealand Limited are available at www.RaboDirect.co.nz. Interest rates are subject to change.

Short term - all up rates*

Term $5,000
to
$19,999
$20,000
to
$49,999
$50,000
to
$99,999
$100,000 +
1 Month 3.05% 3.05% 3.05% 3.05%
2 Month 3.27% 3.27% 3.27% 3.27%
3 Month 3.45% 3.45% 3.45% 3.45%
4 Month 3.83% 3.83% 3.83% 3.83%
5 Month 4.02% 4.02% 4.02% 4.02%
6 Month 4.35% 4.35% 4.35% 4.35%
9 Month 4.40% 4.40% 4.40% 4.40%
Last updated: Wednesday September 3, 2014, 8:54 AM

Call deposit - all up rates*

Balance %pa^ Effective annual yield %pa **
$0 to $4,999 1.00 1.00
$5,000 to $19,999 2.50 2.53
$20,000 to $49,999 2.50 2.53
$50,000 to $99,999 2.50 2.53
$100,000 to $499,999 3.35 3.40

^calculated on daily principal balance
** Effective annual yields are based on rates remaining constant for 12 months with interest reinvested as it is earnt and no withdrawals for 12 months.

 

 

Long term - all up rates*

1 Year Term Deposit
$5,000
to
$19,999
$20,000
to
$49,999
$50,000
to
$99,999
$100,000 +
Interest paid
monthly
4.46% 4.46% 4.46% 4.46%
Interest paid
quarterly
4.47% 4.47% 4.47% 4.47%
Interest paid
semi-annually
4.50% 4.50% 4.50% 4.50%
Interest paid
annually
4.55% 4.55% 4.55% 4.55%
2 Year Term Deposit
$5,000
to
$19,999
$20,000
to
$49,999
$50,000
to
$99,999
$100,000 +
Interest paid
monthly
4.75% 4.75% 4.75% 4.75%
Interest paid
quarterly
4.76% 4.76% 4.76% 4.76%
Interest paid
semi-annually
4.79% 4.79% 4.79% 4.79%
Interest paid
annually
4.85% 4.85% 4.85% 4.85%
3 Year Term Deposit
$5,000
to
$19,999
$20,000
to
$49,999
$50,000
to
$99,999
$100,000 +
Interest paid
monthly
4.98% 4.98% 4.98% 4.98%
Interest paid
quarterly
5.01% 5.01% 5.01% 5.01%
Interest paid
semi-annually
5.04% 5.04% 5.04% 5.04%
Interest paid
annually
5.10% 5.10% 5.10% 5.10%
4 Year Term Deposit
$5,000
to
$19,999
$20,000
to
$49,999
$50,000
to
$99,999
$100,000 +
Interest paid
monthly
5.22% 5.22% 5.22% 5.22%
Interest paid
quarterly
5.25% 5.25% 5.25% 5.25%
Interest paid
semi-annually
5.28% 5.28% 5.28% 5.28%
Interest paid
annually
5.35% 5.35% 5.35% 5.35%
5 Year Term Deposit
$5,000
to
$19,999
$20,000
to
$49,999
$50,000
to
$99,999
$100,000 +
Interest paid
monthly
5.27% 5.27% 5.27% 5.27%
Interest paid
quarterly
5.29% 5.29% 5.29% 5.29%
Interest paid
semi-annually
5.33% 5.33% 5.33% 5.33%
Interest paid
annually
5.40% 5.40% 5.40% 5.40%

* Interest on term deposits is payable monthly, quarterly, semi-annually or annually.

Rates are subject to change without notice. Complete terms and conditions are available upon request. No bank charges. Government taxes may apply.

 

 

Balance %pa, calculated on daily principal balance
$0 to $19,999 0.25
$20,000 to $99,999 1.25
$100,000 to $249,999 1.50
$250,000 to $499,999 1.50
$500,000 + 1.50

Rates are subject to change without notice. Complete terms and conditions are available upon request. Fees apply. Government taxes may apply.